🌐 How to Create Your CRA My Account: A Step-by-Step Guide

If you live in Canada and want to access your tax information, benefits, or contribution limits, the CRA My Account is your go-to portal. Whether you’re a student, a self-employed business owner, or a retiree, creating your CRA account makes tax time and benefit tracking so much easier.

In this post, we’ll show you exactly how to register for your CRA My Account in simple steps.

💡 What is CRA My Account?

CRA My Account is an online portal by the Canada Revenue Agency (CRA) that allows individuals to:

• View tax returns and Notices of Assessment

• Track benefit payments (like GST/HST credits and CCB)

• Check RRSP and TFSA limits

• Set up direct deposit and much more

📝 Option 1: Register with CRA User ID and Password

Step 1: Go to the CRA My Account Website

Visit the official page here:
👉 CRA My Account

Click “CRA register”.

Step 2: Enter Personal Information

You’ll need to provide:

• Your Social Insurance Number (SIN)

• Date of birth

• Postal code

• Line 15000 or 10100 from your last tax return

Step 3: Create Login Details

• Choose a secure User ID and password

• Set up security questions

Step 4: Wait for Your CRA Security Code

CRA will mail you a letter with your security code within 5–10 business days. You’ll get limited access to your account until you enter the code.

Step 5: Activate Your Account

Once you receive the code, log in and enter it to unlock full access to your account.

💳 Option 2: Use a Sign-In Partner (Online Banking Login)

If you bank with a major Canadian financial institution, this is the fastest option.

Step 1: Go to the CRA My Account Page

Click “Sign-In Partner Login/Register”.

Step 2: Choose Your Bank

Log in with your online banking details (your bank login info remains private).

Step 3: Confirm Your Identity

Provide your SIN, date of birth, postal code, and tax info just like in Option 1.

Step 4: Receive and Enter the CRA Security Code

CRA will mail your code. Once received, log back in and enter the code to fully activate your account.

🎉 Once Registered, You Can:

• View and download your Notice of Assessment

• Monitor RRSP/TFSA contribution room

• Apply for or manage benefits and credits

• Change direct deposit info

• Submit documents securely

✅ Tips for a Smooth Sign-Up

• Have your latest tax return nearby

• Make sure your mailing address is up to date

• Save your CRA login info somewhere safe

Need help creating your CRA account or filing taxes?
📞 Contact us at TiKi Tax – we’re here to make taxes easy!